Cash Flow Model Budgeting Worksheet

This 5 page financial worksheet will help you organize your cash flows in a hierarchy of Income, Protection, Assets, Liabilities and Budgeted Lifestyle Expenses providing you a snapshot of your cash flow model.  

The results:

* An Income Statement Summary - your cash flow model shows you exactly where your money is going so you can make better financial decisions.  Identify if you have a positive or negative Net Cash Flow.

* A net worth statement - your net worth can easily be calculated once you complete your worksheets.  The first step to growing your net worth is knowing your net worth!

* Financial Excellence philosophy of The Cash Flow Hierarchy is embedded in the worksheet. This philosophy says that after we earn our income, if we are properly protected, saving and investing what we should be, have no "bad debts", managing our "good debts", have a manageable housing payment then we have given ourselves permission to live on what is left however we want with no guilt or anxiety.  How would that feel to you?

* BONUS Financial Excellence Mindset (page 6) - Knowledge is what you learn, Wisdom is the ability to apply that knowledge in your everyday life.